What is Paybright?

PayBright is a Canadian consumer financing company, through them we are able to offer two excellent 0% interest financing options.

  • Pay in 4 is for transactions between $80-$1000, pay for it over 4 equal bi-weekly interest-free payments, no application, just a soft credit check and no fees.
  • 6-month term 0%* interest for transactions over $1,000.

PayBright simply sets up pre-authorized payments via your bank account or your Visa or Mastercard credit / debit card.

What You Need

Canadian Resident
Canadian bank account or Visa/Mastercard credit or debit card
Age of majority (18 or 19 depending on your province)

How To Use This Service

Add items to your cart and checkout as normal
Select PayBright as your preferred method of payment
Enter your details with PayBright and BOOM!
Your payment schedule will be emailed to you

Other Things to Note

Your first payment will be made at the time of purchase.
If you return an item, your payment plan will be cancelled and you will be refunded any payments you have already made.
If you fail to make a payment, you will be charged a fee.

* Your monthly payment amount, the interest you will pay, and the loan terms available depend on your personal credit profile and the financed amount. Monthly payments include a Monthly processing fee of up to $6.95. Some conditions apply and all transactions are subject to approval by PayBright. The estimated monthly payment amount excludes taxes, shipping, and other fees.

Pay in Installments

Pay in Installments

Pay for your order in equal payments.

Get Your Items Now

Get Your Items Now

Your order will be shipped now, just like a normal order.

Nothing Extra to Pay

Nothing Extra to Pay

No interest, no additional fees if you pay on time*

Spend Up to $10,000

Spend Up to $10,000

You can use PayBright for orders ranging from $50 – $10,000

What is First Capital Leasing?

Program Benefits

No Money Down: Purchase your equipment today without impacting your cash flow. Leasing available for new and used equipment with no age restrictions. (No rate premium for used)
Flexible Terms (12-84 months): Find a tailored payment option for every budget.
Tax Deductions: Lease payments can be up to 100% tax deductible.

Get Started Now!

Same-Day Approvals: Apply in minutes and get approved same-day
Send Back Your Documents Electronically: Securely, sign and scan your documents.
Get Your Equipment: We make the financing process simple and hassle-free.